Current Loan Interest Rates in India

Compare latest interest rates for home loans, personal loans, auto loans, and business loans from all major banks and NBFCs.

Home Loan Interest Rates

Bank Name	Interest Rate	Processing Fee	EMI (for ₹25L)
HDFC Bank	6.70% - 7.30%	0.50%	₹17,200
ICICI Bank	6.75% - 7.35%	0.50%	₹17,300
Axis Bank	6.90% - 7.40%	0.75%	₹17,500
SBI	6.80% - 7.20%	0.40%	₹17,100
Kotak Bank	6.85% - 7.45%	0.60%	₹17,400

Bank Name	Interest Rate	Processing Fee	EMI (for ₹5L)
HDFC Bank	9.50% - 12.00%	1.00%	₹9,500
ICICI Bank	10.00% - 13.00%	1.00%	₹9,800
Axis Bank	9.75% - 12.75%	1.50%	₹9,600
SBI	9.30% - 11.80%	0.99%	₹9,400

Bank Name	Interest Rate	Processing Fee	EMI (for ₹10L)
HDFC Bank	7.00% - 8.50%	1.00%	₹20,500
ICICI Bank	7.25% - 9.00%	1.00%	₹20,800
Axis Bank	7.50% - 9.25%	1.50%	₹21,200
SBI	6.90% - 8.40%	0.75%	₹20,300

Higher CIBIL scores get lower rates. Maintain score above 750.

Stable employment history and higher income reduce rates.

Larger loan amounts sometimes get better rates.

Shorter tenure usually offers lower rates.

Higher property value reduces home loan rates.

Lower existing debts improve eligibility and rates.